The Transaction Approval & Advice ('TA&A') department within the Domestic Bank NL Risk domain is responsible for the analysis, advice and decision making of tailored (lending) transactions for our key Dutch Mid Corporate (Midcorp) and Wholesale Banking (WB) clients whilst safeguarding the risk appetite of the bank. The risk managers (risk officers) have a deep understanding of credit structuring, credit risk and businesses & markets, next to the assessment of related risks like ESG, compliance and climate risk.
In addition to the transaction-by-transaction approval process, the risk officers manage their portfolios and advice senior management on the strategic direction in terms of risk appetite and portfolio steering in sectors and products.
In addition, the TA&A teams are engaged in strategic projects covering sector analysis, risk appetite direction, EBA LOM related projects, reporting, climate change and a wide range of other related initiatives covering the wider credit strategy of ING.
Our department employs ~50 persons and is organized over three clusters:
Sector consists of 24 FTE, divided among 4 teams:
We are looking for a dynamic and eager banker to work in the team responsible for Sector. The Senior Risk Officer (SCO) is responsible for advising and managing client transactions from originating to closing from a credit risk perspective. In addition, the SCO manages the credit risk of the respective portfolios. The SCO is the primary point of contact for front office for her/his portfolio and safeguards the risk appetite of the bank in balance with a sound commercial sense. The SCO is the product/sector expert and exhibits deep specialized knowledge on the relevant sectors, markets and/or products.
We are a dynamic team, cooperate with Front Office, focused on taking responsible credit risks and working closely together, stepping in for each other where needed. The timelines of requests are usually demanding hence flexibility and a 'can do' mentality is important. If suitable, increased responsibilities will be granted to make sure the personal learning curve is sufficiently steep. The primary language in our team and with our stakeholders is Dutch, so fluency in this language is essential. Your position will be based in Amsterdam and you will report to the lead Sector.
Roles and responsibilities
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