Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

This role focuses on documentation review, legal documentation control, loan disbursement support, system updates, and data integrity management for mortgage/loan facilities.

1. Documentation Review & Legal Compliance

• Verify that documents are prepared and forwarded by the bank's appointed lawyer in accordance with the Letter of Instruction (LI).
• Ensure the correct version and type of legal documents are used.
• Review PLCE, Letter Offer (LO), and supporting documents to ensure all terms, special conditions, facility details, availability period, securities, SPA price, acceptance, insurance clauses (MRTA/MRTT), and other key information are accurate.
• Validate the accuracy of borrower, property, and security details in all security documents.
• Ensure MRTA/MRTT information is consistent across PLCE, LO, and LITS records, and facilitate insurance release where required.

• Review and ensure Letters of Undertaking (LU) to developers/vendors are properly prepared when applicable.
• Manage Private Caveat entry and withdrawal for charge cases involving external chargees or encumbrances.
• Coordinate caveat lodgement requirements with lawyers for assignment cases.
• Review top-up financing cases to ensure appropriate legal documentation is used.
• Verify execution status of previous charge-related documents and highlight discrepancies to solicitors when necessary.

2. Loan Disbursement & System Processing

• Compare and reconcile information between LITS and PLCE records.
• Prepare Disbursement Instruction Forms and perform data integrity checks.
• Conduct litigation searches where required.
• Process loan implementation through eLCR.
• Prepare and submit disbursement listings to AP-OF.
• Update and maintain DTS records throughout the process.

3. System Maintenance & Tracking

• Update CDMS and DTS systems accurately and promptly.
• Raise and maintain parameter maintenance forms for developers, developments, and master chargees in CDMS and DTS.
• Track and update cases pending valuation reports through monitoring spreadsheets.

4. Administrative & Additional Responsibilities

• Maintain accurate records and ensure compliance with bank procedures and regulatory requirements.
• Handle ad hoc assignments as required by management.
• Participate in on-the-job training and continuously develop operational knowledge and skills.

Key Competencies Required

• Strong attention to detail and accuracy.
• Knowledge of mortgage/legal documentation and loan disbursement processes.
• Ability to perform data verification and compliance checks.
• Good coordination skills with lawyers, developers, vendors, and internal stakeholders.
• Proficiency in banking systems such as LITS, DTS, CDMS, and eLCR.
• Strong organizational and problem-solving abilities.

Additional Requirements

Associate Degree, English, Malay, Role Type (GTO)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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