An outstanding opportunity is available for an experienced Head of Risk Management to lead the risk function for a leading European financial services organisation in Tokyo. In this senior leadership role, you will oversee enterprise-wide financial and non-financial risk with a strong focus on credit risk, supporting wholesale portfolio financing, commercial credit programmes, and asset-backed B2B leasing. This position offers the opportunity to influence strategic decision-making while working closely with executive leadership and global headquarters.
Key Responsibilities

• Lead and oversee the organisation's financial and non-financial risk management framework, with primary responsibility for credit risk.
• Manage complex credit approvals, financial statement analysis, balance sheet reviews, and commercial credit assessments across a multi-billion JPY portfolio.
• Develop, review, and enhance local risk policies, underwriting standards, governance frameworks, and operational procedures to ensure regulatory compliance.
• Monitor portfolio performance, analyse risk metrics, and prepare executive reports for local leadership and European headquarters.
• Collaborate with business leaders to identify emerging risks, strengthen risk controls, and support sustainable business growth.
• Foster a strong risk management culture by mentoring team members, providing technical guidance, and promoting best practices across the organisation.

Required Skills and Qualifications Experience:

• Bachelor's degree or equivalent professional qualification.
• At least 6 years of experience in credit risk management within banking, financial services, or commercial finance.
• Strong experience in wholesale lending, commercial credit analysis, portfolio risk management, or asset-backed financing.
• Experience in one or more of the following areas: operational risk, non-credit risk, legal compliance, business continuity management, or internal audit.
• Proven experience developing risk policies, underwriting standards, and governance frameworks.
• Previous leadership or team management experience with the ability to coach and develop professionals.
• Experience working within multinational financial institutions is highly desirable.

Soft Skills:

• Strong leadership and decision-making capabilities.
• Excellent communication and stakeholder management skills across local and global teams.
• Strategic thinking with strong analytical and problem-solving abilities.
• Relationship-building skills with the ability to influence senior executives and business stakeholders.
• Proactive, hands-on leadership style with a collaborative approach to managing change.

Language Requirements:

• Japanese: Fluent to Native level
• English: Business to Fluent level

About the Company
Our client is a premier European financial services organisation specialising in automotive finance, wholesale lending, commercial credit solutions, and asset-backed financing. Operating multiple internationally recognised brands, the company combines strong financial expertise with a collaborative corporate culture, offering employees the opportunity to contribute strategically while working within a dynamic global organisation.
Why You'll Love Working Here

• Lead the entire Japan risk management function within a highly respected European financial services organisation.
• Enjoy a collaborative, flat organisational structure with a supportive international culture.
• Benefit from flexible working arrangements, including two days of remote work each week and minimal overtime.
• Work closely with senior executives and European headquarters on strategic risk initiatives.
• Gain opportunities to participate in regional and European risk leadership meetings while advancing your executive career.

Don't Miss Out - Apply Now!